MONEY Master the Game: 7 Simple Steps to Financial Freedom (Tony Robbins Financial Freedom Series)

I want to start off by saying that I'm not a follower of Tony's motivational literature. When I was younger my mother purchased some of his books and tapes and while they were somewhat inspiring, I never was one to draw my "passion for life" reading any book other than the Bible. I couldn't tell you what Tony's done or written since his 'Get the Edge' series that was mass marketed on television back in the late 90's.. but I can tell you what I'm pleasantly surprised with, and frankly glad I'm I came across this new finance book because a few of the chapters are "worth their weight in gold." These are Chapters 2 and 5, but please continue reading my review to understand why. -To give you some background I've been reading personal finance books since the late 90's starting with titles like 'Rich Dad Poor Dad' by Robert Kiyosaki, 'Automatic Millionaire' by David Bach, every Dave Ramsey and Ben Stein title ever written, most of Larry Burkett's scripture based Business and Finance books and Crown Financial information, Random Walk down wall street, etc. etc. To make a long story short let's just say I've read dozens of personal finance or retirement books starting from age 16 up until my present age of 31 so I can tell when something is new or old fluff, or just plain made up. I've also an investor so I have skin in the game. -Some people are reading these reviews and they just want to know if this book will help them manage their money or make money, and to cut to to the chase yes this book can both make you alot of money and save you even more money. After reading Tony's book I've placed it among the top 10 personal finance titles I've ever read and that list reads like the who's who of books that can actually make a huge impact on the financial future of the average American. If you don't like to read it doesn't matter, just buy the book and read Chapter 2 and 5 and then give it to a friend or delete it, but just read those two chapters. -What makes this book so valuable and easily worth the price I paid ($12 on Kindle). Let me summarize, and we're going to throw out all the chapters and information that was motivational jargon because I didn't buy this book to be motivated on living life to the fullest and I don't think most of you reading this did either. 1. THE INTERVIEWS. Most of these interviews were not rehash's of what you could find in other books, and a couple of them could be downright life altering if people were to employ some of the advice given by a few of the men or start to follow a few of these men with regard to what they are doing with their investments. The possible life-changing and or interviews that offered terrific advice, tidbits of information that could save you time and money, stock market psychology, and or getting insight into those with your interest at heart. If you browse Yahoo finance and or blogs you can occasionally glean tidbits of gold regarding finance wisdom from some of the best of the best who have both integrity and the average joe investor in mind when they are giving out advice. These are some of the men who realize that most people who need this information are not making a 6 figure income and yet while most of them have wealth in the 7 figure range they don't forget about the rest of us and want to help us to avoid mistakes with our money. Carl Icahn. Rarely does this man give longer interviews, but Tony Robbins just may have one of the best interviews ever done with Carl Icahn. Carl Icahn is an activist investor. This type of investor attempts to take control of companies they believe are underperforming(usually due to poor management) and then take them over or make changes that will benefit both the shareholder and the activist. As a result in most cases employees and customers benefit also. Carl Icahn is one of the few power brokers on Wall Street who by following you can make quite a bit of money because he will make a poorly operating company do better by holding management accountable, and as a result he has and will continue to help the American People by making our companies more efficient and better which can enrich everyone. After you read this interview you will understand why it's important to follow the moves this man makes. David Swensen. Great interview, a good overview of asset allocation and risk management, shows why playing it safe for a long time is smart. Great tidbits to learn. Ray Dalio. Just getting the broken down into easy terms "All Weather Portfolio" is worth the price of the book alone and much more. This information is covered in Chapter 5. He must have owed Tony a huge debt to give out this information. Next to an index fund this is the best portfolio I've ever seen and the results it has brought prove it. You won't find anything better, but most people should have a broad ranged index fund before attempting to copy an allocation like the all weather. Paul Tudor Jones. Some of the investing psychology(not stock picking advice, but market psychology) he gives in his interview is as if you are sitting in a premier top 10 MBA rated program's class and studying under his stock market tutelage. You simply can't hear these things anywhere else and unless your in a very elite group that are getting MBA's at the very top finance schools you probably never will. John Bogle. What more can anyone say, he revolutionized investing for the common man by introducing the index fund and if you don't have one you really need one ASAP. Watch every interview with John Bogle you can find on youtube if you want a quick study in long term investing with the best possible outcome for the average person. I personally believe John Bogle has made more of an impact on the finances of the average American than anyone in history ever has or ever will, he truly is both a pioneer and a sort of modern day hero who put the common man above greed and reshaped Wall Street and investing forever. Warren Buffet. I can tell in this interview Mr. Buffet was just doing Tony a favor by giving a short interview to a friend but he didn't really give any advice you couldn't find anywhere else nor did he dive into any strategies or ideas for the common person. I put him with these others because of his track record. If you purchase a few of his BRK-B stock shares and hold them for a very long time you will probably do pretty well, but Warren Buffet would tell all average investors to get an index fund and not try their hand at picking stocks. He basically will mimic what John Bogle says in most of his interviews but John Bogle goes much deeper, is more interesting, has more integrity, and just does it better. -Yes a few of the interviews were not very good and I discuss those below. They in my opinion revealed little information, did not know how to convey investment advice to the average person, or just came across as sort of a self pat on the back in my opinion and wouldn't make much impact to the future financial wellness of the reader. Remember, just because someone is ultra wealthy in no way means they have you interest in mind nor can their advice or circumstances be applied to your own life. -These people from this book in my opinion who you shouldn't listen to include: Marc Faber(Commodities speculator who is a very shrewd and astute insider, I don't think he can be trusted personally, but when it came to giving advice he came across as a guy just throwing information out there just to give an interview almost as if he wasn't really sure what to say, like he was picking random numbers out of his head and giving them to Tony.) T. Boone Pickens (Just talks about himself most of the interview, you can find better advice elsewhere.) Kyle Bass (Made most of his money off an incredible speculation and talks about purchasing millions in nickels with little information given for the regular investor. It's my belief he either isn't very knowledgeable when it comes to investing for regular people or he simply cannot convey the information in a manner with tools he has never used for the average person. He is an algorith based trader and has access to both tools and information most people don't have. I would never listen to his advice based upon his history even though he is successful, his success cannot be repeated. -I group these next three together because their interviews mainly went through their personal histories and discussed why the success occurred and the importance of integrity and a customer first approach in the finance world: Mary Callahan Erdoes, Charles Schwab, Sir John Templeton (Mostly discusses the type of work ethic, integrity, and fortitude needed to be successful and also to leave a legacy for your family or people who's money you are investing. -So what makes this book so valuable, and why am I saying you must include this in your collection if you're a person under 50 looking to improve your finances. 2. Simply because of Chapter 2 and Chapter 5. -Chapter 2 covers some of the things you've read in other finance books before, usually John Bogle's or Ben Stein's, but it discusses the Myths of the market and advisor fees. It discusses investment broker actual returns and debunks many of the common beliefs among the uneducated majority regarding how to make money with investing or retirement plans. The way this chapter is organized regarding the myths of the market and annuities is invaluable. The information on annuities for anyone under 50 is pure gold, and I have yet to see even a handful of books that ever covered the Annuity, which is starting to grow like wildfire and probably the best option for most of us with less than $500,000-1,000,000 at retirement. -Chapter 5. This is the best chapter of the book bar none. Ray Dalio's all weather portfolio is simply unmatched and having an in-depth guide of why and how it was designed, and then actually broken down into easy to understand choices is truly incredible. Yes you can and should invest in an Index Fund, and by now we know that 95% of portfolio managers will never beat the stock market over a long time frame such as 20-30 years, but the all weather portfolio created by Ray Dalio's team just may give you better or at least safer returns with less downside risk than even a broad market index fund. I'm still left wondering how Tony got them to do this and give up this much information on this fund. On top of that, there is a larger annuity and retirement information section which goes in depth on the importance of the 3 year window into retirement and how just the stock market return of the first 3 years of a person's retirement can make or break them, and WILL... unless they read the information on annuities. -On top of all this great information, section after section has Tony giving good links on how to access both more information. Going through this book you can see that Tony actually cares to help the uneducated average investor gain the tools to invest both wisely and and safely. Most finance books give you the what to do(or at least attempt to), but Tony's goes beyond and actually gives you both tools and the where to go to get more information and possibly help. -To top of these great chapters there is also a chapter on the future of American technology which goes into the advances being made in healthcare and engineering with the creation of 3D printers and how people are continually living longer so what we do with our money today is very important for a potentially long tomorrow. On top of this unlike many finance books, Tony goes into the importance of giving and how it can change a person's life and bring more fulfillment far beyond any dream or desire to be rich. Tony actually explains how and why giving is so important, and it's refreshing to see even a non Christian hold such a high view of giving our time and resources back to those who are less fortunate. So take my review for what you will, as someone who's read dozens of finance books and will only give applause to something that is both different and worth reading and knowing. I believe this book is very good just for those 2 chapters, especially if you are under 50 and have a long term horizon to invest with and haven't made tons of mistakes yet. For those who ar e older they undoubtedly should discuss retirement with a financial planner and look into insurance/annuities and stable funds. Below I will list my top Finance guru's and what I believe are some of the must read books in this field that all have information that can change your financial future as this book can do. Best personal finance guru's, the very best of the best who's work you must read and I will include one book from each. These people have care about the common investor above selling books or making money. While some of the information may be a little outdated in one or two of these books, these are still the best of the best by far. Must reads for personal finance with investment advice also John Bogle (The Little book of common sense investing, watch his interviews on youtube or yahoo) Larry Burkett (The complete guide to managing your money, planning for Retirement, Business by the Book) Ben Stein (How to retire comfortably, The little black book of investing, how to ruin your financial future, most of his books) Great books on investing that don't cover personal finance Burton Malkiel (A Random Walk down Wall Street) William Bernstein (The Four Pillars of Investing) Honorable Mentions for personal finance, financial lifestyle etc. Dave Ramsey(We all know about his books, very good for basic advice regarding personal budgeting, not better than the previously mentioned writers or their titles though) David Bach (Automatic millionaire, Fight for your Money) Robert Kiyosaki (Rich Dad, Poor Dad) Ramit Sethi (I will teach you to be rich) Thomas Stanley (Millionaire next door) Are there any people you should be watching when it comes to how they are investing their money? Only two in my opinion. Warren Buffet and Carl Icahn. Both of their basic stock offerings are in the 100's still. I believe Carl Icahn's IEP is up over 1000% since inception and Buffet's BRK-B is up 24% this year alone. Watch what Warren Buffet does because he has insider access to large changes in the economy and the government, and watch Carl Icahn because he creates huge changes in companies by forcing their management to become better in every way and with that usually comes great returns for shareholders.

This is easily the greatest, most beneficial, most informative and eye-opening book I have ever read, on any subject! This being Tony Robbins' first book in two decades, he's hit an absolute grand-slam in my opinion. What a success! In my mind, this is now the definitive tome to lay-bare a subject so complex, yet so vital. This book IS financial education for the common man. This book is packed to-the-gills with things no one tells you. And nobody has ever spelled-out every detail as thoroughly as Tony does in this book ever, but particularly in the post-2008 financial world, and trust me, I have read many many titles on the subject. I am proud to say that my father introduced me to Dave Ramsey at a very young age, and thus began my financial education. Obviously, it is a long road, but despite the disagreements I know have with some parts of his strategy, I can say with certainty that he set me about on the right path. In my thinking, the core element in this book is not only a very-broad understanding of the modern financial & investment landscape, as well as the pit-falls and traps to avoid that so many others fall prey to, if simply in an effort to 'delegate' responsibility for securing their financial future so someone else. Too often, the person chosen for this most-critical of tasks in life is handed-over to a less-than-fully-trustworthy 'financial advisor' or 'planner' (which as this book teaches, are simply a few of the many terms used to describe financial practitioners who are bound only by the "suitability standard" by the government. This most prevalent type of financial-advisors-to-avoid are also called: broker-dealers. For those that don't know, this standard of "suitability" is a horribly low-standard, and in-a-nutshell says only that these people recommend investments to you that are "suitable." This means they are well-within-their-rights and, in fact, are in fact most likely to only recommend to you investments that they themselves make the highest commissions from. These are all-too-often high-fee and 'hidden-fee' proprietary Mutual Funds which are generally owned by the company these individuals work for (and, not surprisingly, it would take the average a fair amount of research to uncover that fact, as these funds are often named in ways that do not reflect, much less suggest the name of the companies that actually operate them). The best type of Financial Advisor, which is the kind you want is an Independent Registered Investment Advisor! In my mind, this is one of the most valuable facts IN THIS BOOK! Because it is one of the most misunderstood aspects of the industry. But the difference is that an Independent RIA is required to provide financial advice to you that is BEST FOR YOU! This is a HUGE distinction!!! They cannot provide recommendations to you simply because they will receive a higher commission—as under the "suitability standard." They are REQUIRED to only give you advice that is BEST. FOR. YOU! It is important to mention that your RIA absolutely needs to be Independent, because a gigantic loophole many so-called RIA's exploit is called dual-registration. This is where an individual is actually registered as BOTH a Broker-Dealer and a Registered Investment Advisor… and this is a perfect example of the different types of technicalities and exceptions (AKA loopholes) that those in-the-know in the financial word exploit every day to 'get-one-over' on the common man, and basically take their money. In a nutshell, what dual-registration means is that a financial advisor can, at any time, with-or-without notifying you, importantly, "change-hats" so-to-speak and start giving you advice as a RIA, or a Broker. The choice is completely theirs. So… and this is the key takeaway: dually-registered RIA's are NOT bound by the Fiduciary standard. They can at any time of their choosing provide to you advice only as a Broker, which places that advice only under the Suitability standard. I know that all sounds confusing, but if you're following what I'm saying, you can see that really sucks for people who don't understand the distinction, and I HATE that kind of stuff. And, sadly, this type of thing runs rampant throughout the financial industry. But the best way to defend oneself against this type of exploitation is to educate yourself about the intricacies of the industry, and thus gain 'immunity' from the tricks and deceit so many in the field would try to sell you. At any rate, suffice it to say that I give this book my UTMOST RECOMMENDATION. In fact, I think purchasing it is in-itself a MAGNIFICENT INVESTMENT because (as you'll read in the book) Tony Robbins is donating every ounce of the proceeds to charity to feed the hungry among us and furthermore, as Benjamin Franklin once said: "An investment in knowledge pays the best interest."

I recently finished reading "MONEY: Master the Game: 7 Simple Steps to Financial Freedom" by Tony Robbins, and it truly lives up to its promise of providing practical and actionable advice for anyone looking to take control of their finances. Whether you’re just starting out on your financial journey or looking to optimize your wealth-building strategies, this book offers invaluable insights and expert strategies that can make a real difference. One of the things I love most about the book is Robbins’ ability to break down complex financial concepts into clear, digestible steps. The 7 simple steps he outlines provide a structured path to financial freedom, and they don’t require a background in finance to understand. Robbins dives deep into the importance of investing, managing risk, and leveraging tax-advantaged strategies, all while making the information accessible to readers from all walks of life. The book is packed with interviews from some of the world’s top financial experts—like Warren Buffett, Ray Dalio, and other billionaires—who share their insights and strategies for building wealth. Robbins doesn’t just tell you what to do; he shows you how to do it, with practical advice that you can start applying immediately. For example, his explanation of asset allocation, diversification, and the importance of having a long-term financial plan is both thorough and easy to grasp. Another standout feature is Robbins’ focus on mindset. Financial freedom isn’t just about numbers; it’s about shifting your mindset to one of abundance, long-term thinking, and disciplined action. Robbins discusses the psychology of wealth and how your beliefs about money can either hold you back or propel you forward. Whether you’re interested in retirement planning, investing in the stock market, real estate, or simply building a strong financial foundation, "MONEY: Master the Game" provides actionable strategies, tips, and resources to help you get there. It’s not a "get rich quick" book—it’s a step-by-step blueprint for creating lasting wealth, managing it wisely, and achieving financial freedom over time. I highly recommend "MONEY: Master the Game" to anyone who wants to improve their financial situation, understand how money works, and take charge of their financial future. It’s an empowering, informative, and inspiring read that can change the way you think about money for the better.

I read a few reviews about this book, both good and bad, before getting it, so I can see where the criticism is coming from, and I do have some of my own. First and foremost. This book is absolutely worth your time and the money it costs. I haven't found a more worthwhile investment. Get it. It's fantastic because first of all, off the bat it really wakes you up to the reality, in a powerful way. You have to start saving. Not later. Now. You can't afford to wait until you have "more" to put away or to invest. It was a very empowering, exciting, and mind-blowing kick in the butt that I needed!!! I can't emphasize enough how important his message here is. Secondly, the other amazing thing he does is dispel the confusion/scariness of the financial world out there and bring it back down to earth, making our options clear and absolutely accessible. For absolutely everyone. This is huge! I didn't do well in finance classes and all the math confused me and I have been scared to venture down that road. Having the kick in the butt to do something about my savings, PLUS the knowledge of the BEST way to do it, the easiest ways, is just incredible. Thirdly, he lays out, completely specifically, what services to use and what percent of your savings to have in different investments to generate you almost guaranteed growth and little to no risk of losing your money! So you have a complete plan of action, regardless of what stage of life you are at or how much you have to invest. This is just the tip of the iceberg. What he offers in this book is more than you would ever expect. But I did have some issues and burning questions that went unanswered. Here are my complaints: 1. I wish it offered the ability to do the calculations in a spreadsheet, so I could have more control over them. He forces you to use his "app" for calculations, which works very poorly and doesn't save my data. It's poorly made as far as ease of navigation. I would much rather just get the equations and do them myself! Basically, his approach to this made a big, entire section of his book utterly useless for me. :( 2. Worse, it doesn't have any opportunity for you to enter student loans anywhere! He acknowledges how many of his readers are probably just starting out with a huge student loan debt, yet doesn't allow you to include it with your calculations. 3. Similarly, he offers ZERO suggestions on how to best manage the already existing student loan debt (or CC debt) even though he keeps mentioning what a problem it is. He touched on how to get ahead on your mortgage and pay it off in half the time, but didn't go into detail or make it clear. I wish he had expanded on this and implemented a similar suggestion for student loans. Maybe we could use the mortgage example on student loans, but his explanation wasn't clear enough to be actionable. I would love to have this question answered. 4. This book is tiresomely long-winded. It could easily be condensed by probably half. I would recommend reading the introductory chapter, skimming the "myths" to get the jist, and the good stuff finally starts around page 300. Until then I was starting to get something like blue balls from wanting to get the info he kept promising in the first half of the book. 5. Finally, while compounded interest is so important, I wish he explained more how it worked! I did go to business school but I still had no clue! What investments will I find compounding interest in? Answer is: it's an industry standard! So all interest is compounded. That leads to a further question: How often is interest compounded? Daily? Monthly? Annually? How do I know? I couldn't find this info online very easily. All in all, absolutely life-changing book. I am so excited and inspired to get started!!

I dont reread books but this is one of them. First time read it several years ago, changed how I view finances and money. Great intro to investing to get the wheels turning.

The problem with this book is the majority of people who will read it are high achievers who will wade through over 600 pages in small print. This is a shame because if we could have every American read this book the US would be a much happier and productive country. As someone who has read hundreds of financial books and has a passion for the subject my suggestion is that if the average person were to read one investment book this would be it :) What Tony is offering is not a magic formula although there are some great asset allocation strategies, but the mechanics, behavior and mind set that makes one a wealth accumulator. There are some great examples of famous people who have earned incredible wealth and then lost it all. Kim Bassinger for example was earning up to twenty million per movie and declared bankruptcy. One has to have the ability to postpone immediate gratification for future benefit and Tony does a great job with the psychology of this. My take is that much of the greatest advice and discipline regarding wealth accumulation is in this book from "The Richest Man in Babylon" to current thinking. There is one comment from Ray Dalieo that is worth thousands more then the price of this book which is "at some point every investment that you own will decline from 50 to 70 percent". There are two fantastic investments ideas from Kyle Bass that could be worth a fortune. The would concept of asymmetric risk is extremely thought provoking and is a real aha thought experience. How about risking three cents to make a dollar. I love the comments regarding the thinking of John Templeton saying that gratitude is the best form of wealth. The man truly was the walking embodiment of love and grace and maybe the greatest investor of the 20th century. Another great message that Tony promoted in the book is that happiness comes from giving and growing. There is a strong emphasis at the end of the book to become involved in method of disciplined giving and how much psychic income that brings into our lives. Tony presents a concept of three buckets which will hold all of your investments which is terrific, You have the security bucket for safe investments, the risk reward bucket and finally the dream bucket for immediate gratification. This is a great way for people to understand asset allocation. This is a variation of the late Harry Browns Permanent and Speculative Portfolio concept. So I am conflicted in that if a individual were to read only one investment book this is the one but the vast majority of people will not read a book this long. Hopefully Tony will offer an abridged version in the future. This really is an amazing personal development investment success book and I will read it a second time. Even a seasoned investor will benefit from this book.

“MONEY: Master The Game by Anthony Robbins, 7 Simple Steps to Financial Freedom” is a book of enormous proportions and, and I don’t mean just in size (656 pages). It is a book that demystifies what it takes, for an ordinary person, to have absolute financial freedom, starting from today. It is an inspiring book that keeps you interested from the beginning in the usually dry topic of money and finances. He simplifies what has elsewhere been made complex. He explains everything as readers will come from all walks of life. But, don’t be fooled, even if you come from a financial background, you will learn a lot about your industry and the personnel within it. Parts of the book deal with situations as they are in the USA for example, the 401 (k) however, as a non-USA reader, I found it interesting to compare this with superannuation in my country, Australia. To add interest and light-relief, he peppers relevant quotes and cartoons throughout the chapters, not just at the beginning of each. The smile relaxes the jaw that may have become tense as a result of disbelief in official systems and their leaders. He looks at saving, building wealth, timing, examples of investing, how the .001% of the billionaires do it, in their own words, quizzing them to the last detail. You’ll learn about some of these amazing people and what they give back to society. He also shows you how you can become a client of theirs for free. Anthony is the consummate educator, not only in the topic of this book (money, investing, financial freedom and all related areas) but also how you look at life generally. He addresses mind triggers and what holds you back from believing you can do it. He does this in a way only he knows how to make an impact. Even the most professional procrastinator will be inspired to action. At the end of the book, he supplies Checklists to ensure you stay on course and an Index for easy reference. This is a very readable book for anyone who wants to be in charge of their present and future. In his final chapter he says, “Just do it, Enjoy it, and Share it. At this first reading, I have orange markers throughout the book; I’ll change the colour for the next reading. BTW: Profits from the book go to a Foundation not to the author.

Even though I am rating this as 3 stars, this is a recommend book for most people (because most people don't have a clue about the finance industry). The reason for the middle-of-the-road rating is that the sale pitch for the Dalio portfolio as set up by Stronghold was too much for me. Tony has said in interviews and in the book that he is not in partnership with Stronghold *at this time*. Sure, he is setting up his personal financial adviser in a new business, promoting the heck out of it and then he will join later. This gives the appearance of arms-length but it is not. Call it what it is. Also, he never gets into the pitfalls of back testing. It's too involved to get into a discussion on back testing but suffice it to say, he presents back test results on a bond-heavy portfolio during a period of one of the greatest sustained bond market bull runs of all time (if not the greatest). If you think bonds in the next 30 years will behave like they have in the last, then I have some nice beachfront property in North Dakota I would like to sell you. If this was a quantitative financial book, it would get one star just on that error alone. That is only one of the many problems with back testing. The other issues I have is that Tony is constantly talking about protecting the little guy. But then he sets up a Robo-adviser (Stronghold) that charges higher fees than so many other advisers (Stronghold as of this writing is 0.75% and others, like Betterment, Wealthfront, Vanguard, Schwab, etc are under 0.5%). This is a real head-scratcher since Tony really hammers the industry for it's high fee structure. Tony doesn't discuss the lower-cost alternative robo-advisers in his book of course. If Tony really wanted to do all he could to help out the little guy, he would just set up an ETF so that anyone anywhere in the world could participate without having to use his personal adviser (and soon to be one of his businesses I expect). Right now, you need to be in the US to set up an account with Stronghold. So this book had the opportunity to be an excellent resource but ends up being a sales pitch. I knew that going in because I got an email (after not completing a check-out) from his firm saying that the book has now been "gifted" to me and all I had to do was pay shipping. Yep, it's a marketing brochure. I didn't take up the offer and I actually purchased both the Kindle and hard cover versions. I can't say I blame Tony since most everything he does has some sort of sales pitch associated with it. In summary, despite my criticisms, I still think this is a very good book that could have been excellent. I have recommended it to many friends and family members and I will continue to do so. I have also discussed it's contents with those who I have recommenced it to because I know that people can learn from it. There is some terrific content in there and it really is worth the read.

This is the second book I read from Tony Robbins, after 'Awaken the Giant Within', that I absolutely loved. As the author states: this book is not just a book, it is a blueprint. No matter where you are financially, it will help you change your life - if you take the advice to your heart and take action. Quote: If what you learn leads to knowledge, you become a fool; but if what you learn leads to action, you can become wealthy. There are many books out there that cover the topic of how to get wealthy. I think what sets this book apart, is Tony Robbins incredible passion to help people combined with his knowledge of the topic. He is described as one of the greatest or THE greatest motivational speaker. His personal power and empathy can be felt thorough the book. A very inspirational and recommendable book.

The information you need is in the book but Tony added a lot of fluff... 100 pages on how investment bankers rip you off with mutual funds and hidden fees on top of hidden fees and lie to your face that their fees are "only" 1%... Get a good brokerage firm like Interactive Brokers with low fees (not an investment bank!) and buy index ETFs just as Ray Dalio recommends in the book according to his "all weather portfolio" or just google it!

SERIOUS QUESTION: If you had two investments, one that's $50 000 and one that's $1 000 000, which one would you put more energy into? Simple logic says you don't even consider the $50k, and pour all your time into the million. But, after a short poll of friends and colleagues, I learned that we do the exact opposite. Here's an example: About a year ago I bought a new car. I spent months pouring over consumer reviews, test driving, talking with friends, and investigating resale value. Conversely, when I committed to saving for my retirement I did a little "Google" research, then went to my bank, met an adviser, and trusted him to help me pick my investments. I've diligently made contributions from my paycheck ever since. The truth is, I spent about 1/10th of the time investigating my retirement as I did investigating a $50k vehicle I'll drive for 5 years tops... HOW STUPID IS THAT? Apparently not that stupid, it's what most people do. Tony Robbins new book, "Money - Master the Game" is an absolute gem! Even as a Canadian, despite the heavy US focus, this book opened my eyes to an industry designed to TAKE not CREATE wealth. This book certainly isn't the end all of investment strategies - BUT - if you want to retire on-time (or early), if you don't want to worry about running out of money before you die, if you want to maintain your current standard of living when you retire, then this book is for you! If you don't know any of the following, you really need to read this book (you'll be glad you did): 1. 96% of mutual funds DO NOT beat the stock market (and you pay fees on top of that) 2. The advertised average rate of return for mutual funds is NOT what anyone actually got! (up 50%, down 50%, up 50%, down 50% is not 0% - it's a 43.75% loss!) 3. Fees (even as low as 3% total) could bleed you of more than 50% of your future nest egg - OUCH! 4. Your broker/adviser has no legal requirement to do "what's best" for you. They are employed to do what's best for them and their employer. That may sound like a lot of doom and gloom - but this book does an amazing job explaining it all, making it simple, and making it usable. If you're Canadian, you'll need to do some extra research to learn the differences between our country (they're not significant). DON'T LEAVE YOUR FUTURE AND RETIREMENT TO CHANCE. This book is an amazing place to start learning how to invest your future.

Total recommendation to read. Got so much out of it. Very inspiring and helpful. Great read and fantastic insights for now and the future.

Only recently did I decide to increase my level of financial literacy. I read a few of the classics and then came across this book. Tony Robbins has masterfully combined serious financial information with the power of story to produce a book that makes me confident about my financial future. I've gone from feeling afraid of it to excited about it. A must read for anyone with a bank account!